Cash offer
Get a cash offer on the house, as it sits.
Vamos buys houses in Maricopa County from owners who want a private sale. No listing, no repair checklist, and no fee to hear a number.
A cash price is usually below what a patient retail listing might bring. That gap is the cost of skipping repairs, showings, and months of maybe. We show the math before you decide. If listing would clearly net you more and you have the time, we will say that too.
The cleaner version of this sale pays your loan off at a title company and takes your name off it. If the balance is too high for that, the honest next page is taking over the payments, including the part where your name can stay on the loan.
What happens after you send the address.
- 01
Send the address
The form takes a minute. Add what you owe if you know it, and the trustee sale date if a notice is already on the counter.
- 02
We call and look
Patrick or Jaime ask about the loan, the condition, and who is on the title. If the numbers can work, we walk the house. You do not have to clean it first.
- 03
You get a number
The offer is in writing enough for you to compare it with staying, listing, or calling your lender. Saying no is a complete answer.
- 04
Title closes it, or it stops
If you accept, a title company handles the deed and the payoff. You see the settlement statement before you sign. If a fact changes the number, we say so before closing, not after.
Same-day means a conversation, not a made-up price texted in an hour. Read how a cash sale works if you want the longer version before you call.
What you are actually skipping.
No repair list
A tired roof, old carpet, or a kitchen from another decade comes out of the price. You do not hire the contractor first.
No weekend showings
Strangers are not walking through the house while you are still deciding. One walkthrough with us is the usual visit.
No agent commission from you
A listed sale usually pays a commission out of the price. A cash sale with us is not built that way.
A date you can plan around
We close on a day title can actually meet. We will not promise Friday if an heir or a lien still has to be found.
If a trustee sale already has a date, start with that date. Title needs days, not a pep talk. Or call (602) 555-0148.
Three ways this can go
A listed sale, a cash sale, and a payment takeover solve different problems. The cash sale is the one that pays the loan off and takes your name off it.
| List with an agent | Cash offer | Take over payments | |
|---|---|---|---|
| Time | Often one to three months | Often a couple of weeks once title is clean | Depends on the loan and title |
| Repairs and showings | Usually expected | None | None |
| Agent commission | Typically paid from the sale | None from you | None from you |
| Your name on the loan | Comes off when the loan is paid | Comes off when the loan is paid at closing | Can stay on the loan |
| Who you talk to | An agent, then the buyer’s lender | Patrick or Jaime, then a title company | Patrick or Jaime. The loan can stay in your name |
| The closing date | Depends on a buyer and their loan | A date title can actually meet | Depends on the payoff and the papers |
| Fits when | You can wait and want a retail price | You want an as-is sale and a date | A cash sale would leave little after the payoff |
Questions before you ask for a number
How do you come up with the number?
We look at the address, what similar houses actually sell for nearby, what the house needs, and what it costs to close on your date. You can ask us to walk through that. You can also say no.
How long does a cash closing take?
A clean title file often closes in a couple of weeks, sometimes a bit faster, sometimes longer if an heir, a spouse, or a lien has to be sorted out. We will not promise a seven-day close before we know those facts.
Who pays the closing costs?
On a cash sale with us, the usual agent commission is not taken from your side, and the offer is built so you are not writing a separate check for our closing costs. You still see the settlement statement before you sign.
Do I have to move out the day we close?
Not always. If you need a few days, say so before anyone drafts papers. A short occupancy only works if title can document it. We will answer that before you are holding boxes.
Cities we buy in
The offer follows the block. Open the city closest to the house, then send the address.
Send the address. We’ll call you today.
You do not have to decide anything on the phone. If the house is not a fit, we will say so.